health-insurance

Most in N.C. Will Have One Obamacare Option in 2017

In 2017, a majority of North Carolinians who purchase health insurance on their own will have no choice but to pay their premiums to either Blue Cross and Blue Shield, Blue Cross and Blue Shield, or Blue Cross and Blue Shield. The pickings aren’t slim in just North Carolina. For anyone remotely following the unraveling of Obamacare, dwindling insurance options has been quite the national issue.

When the federal health law’s exchanges went live in January 2014, North Carolina started with two carriers brave enough to enter into uncharted territory. For the first time, they were required to accept every applicant in the nongroup market, regardless of health status. They also agreed to subject themselves to limitations on pricing premiums based on policyholders’ actual risk.

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